Suppose delivery of a certain item sold by a retail store is delivered only once a week at most. If the cost of the item is US$1.00 and is sold at US$2.00, and the standard weekly sales is around 700 units, the total capitalization is US$700 with profits of US$700. However, since it is Christmas, sales double. Thus, the store owner will need an additional US$700 to finance the extra inventory otherwise they will miss out on an additional US$700 a week profit. This additional US$700 can be taken as Unsecured Loans which only need to be paid at the end of the month. Thus, an Unsecured Loan can earn 4 turnovers or US$2,800 extra earnings for the duration of the loan. Thus, Unsecured Personal Loans can really help small businesses.